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About Heartland Reach Capital

Built on Relationships. Driven by Purpose. Committed to Your Success.

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At Heartland Reach Capital, we believe small businesses are the heartbeat of America, and the people behind them deserve more than financing. They deserve a partner who understands their business, believes in their vision, and is committed to helping them succeed.

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We founded Heartland Reach Capital on a simple principle: Relationships come before transactions. Always.

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With more than 40 years of combined experience across commercial lending, credit underwriting, risk management, and business development, our team brings a unique perspective to equipment and commercial finance. We are lenders before we are salespeople. We understand the importance of sound credit decisions, responsible financing, and finding solutions that make sense for both our customers and our funding partners.

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We believe integrity should guide every decision, transparency should define every conversation, and trust should be earned through every interaction. Our goal isn't simply to close a transaction. It's to build lasting relationships that create opportunities for years to come.

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A Passion for Serving Small Businesses

Small businesses represent the courage to take a chance, the determination to build something meaningful, and the ambition to create a better future.

We understand that passion because we share it.

As a business built by entrepreneurs, we recognize the challenges, sacrifices, and opportunities that come with building something of your own. Whether you're purchasing your first piece of equipment, expanding an established operation, or pursuing your next opportunity, we are committed to helping you navigate the financing process with confidence.

Your business is more than an application. Your goals are more than a transaction. And your success matters to us.


Giving Back Is Part of Who We Are

Our commitment to service extends far beyond commercial finance.

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Inspired by our Founder and CEO's personal passion for serving others, Heartland Reach Capital was built with a commitment to giving back to the communities and people who make our country stronger.

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Through our philanthropic initiatives, community involvement, and support for charitable organizations, we strive to make a meaningful difference beyond the businesses we help finance.

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We believe success carries a responsibility to serve, and that true prosperity is measured not only by what we accomplish, but by the opportunities we create for others.

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Because building a successful business means more when that success helps lift others along the way.

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Our Promise

We will approach every relationship with integrity, every opportunity with purpose, and every decision with the experience and responsibility our customers and funding partners deserve.

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We will work to provide honest answers, thoughtful solutions, and a level of personal service that makes every customer feel valued.

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We aren't here to be just another financing company.

We're here to build something different. Something lasting. Something built on trust.

Built in the Heartland. Reaching businesses nationwide.

OUR GUIDING PRINCIPLES

Purpose. Partnership. Prosperity.

Building Trusted Connections Through Service.
 

We Win Together.

Meet The Team

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Wesley Krenz

Founder & CEO

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Matt Cooney

SVP Capital Markets

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Matt Christiansen

Account Executive

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Harley Hadley

EVP Business Development

Contact Us by Phone: 515-214-1075
Email us at:  hrc@heartlandreachcap.com​​
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